Bicycle Accident Lawyer in Kent, WA
A cyclist has no bumper, no airbag, and no steel around them. That is the whole problem. The same collision that leaves a car with a scuffed fender puts a rider in an ambulance.
We have handled injury claims from our Kent office since 1984, and bicycle cases have a pattern that car cases do not. The driver almost always says they never saw the rider. Sometimes that is true. It is not a defense.
What our clients say
"He is very knowledgeable and pleasant to work with! His team follows up very well! I am so blessed to find him for my car accident claim!"Stanley C., Google review
"They gave me very good advice on personal injury lawsuit. The Floyd team was always available to answer my questions. Everything worked out as they said it would."Charles B., Google review
"Great lawyers. Very reliable.We could not have won without their help.Highly recommended"christine B., Google review
You have the same right to the road as a car
Washington treats a bicycle as a vehicle. A rider carries the same duties as a driver and, more to the point here, the same rights.
That matters because of what insurers try first. The adjuster will suggest the rider was somewhere they should not have been, moving faster than they should have, or dressed too dark to see. Those arguments work on people who assume a cyclist is a guest on the road rather than a legitimate user of it.
Were you actually doing anything wrong, or does it only feel that way because you were the one who got hurt?
Most riders we meet have been talked into doubting themselves before they ever call a lawyer. That happens in the first phone call with the insurer, and it is worth resisting.
The collisions we see most
Cars turning right across a bike lane, straight into a rider going the same direction. Drivers pulling out of a driveway or parking lot without looking left twice. Left turns across an oncoming rider, usually with the driver looking at the gap in traffic rather than the bike filling it.
Then the doors. A parked driver opens up without checking the mirror and puts a door into a moving rider. The injuries from that one are consistently worse than people expect.
Trail crossings are their own category around here. Kent has real bike infrastructure, including the Interurban Trail, and every place a trail meets a road is a place where drivers stop expecting bikes.
What your claim is actually worth
Bicycle injuries skew toward the expensive kind. Fractured collarbones and wrists. Road rash that needs grafting. Head injuries, which we handle alongside our traumatic brain injury practice because the symptoms often surface days later.
A claim covers your medical treatment, your lost income, the cost of future care, the bike and gear, and the pain and disruption of the injury itself. That last part is where the real disagreement happens, and it is where having someone push back matters most.
We will not put a number on it over the phone. Anyone who does is guessing at your medical future before your own doctor has.
So why does the first offer always arrive so fast?
Because early is cheap. An offer made in week two is priced against a hospital bill and nothing else, before anyone knows whether the shoulder heals or needs surgery, and before you have missed a full month of work. Signing it closes the claim permanently, including the parts nobody had measured yet.
Two rules that decide these cases in Washington
Three years.
That is your window to file a personal injury lawsuit here. It sounds generous. It disappears while you are focused on healing, and once it passes the claim is worth nothing regardless of how clear the driver's fault was.Comparative fault.
Washington reduces your recovery by your share of the blame rather than wiping it out. If a jury decides you were 20 percent responsible, you recover 80 percent. You still recover.This is the single most useful thing a rider can know, because it means the things riders worry about are not disqualifying. No helmet does not end your claim. Riding at dusk does not end your claim. Neither is a reason to skip the consultation, and both are exactly what the adjuster will bring up.
When the driver has no insurance
A frustrating share of bicycle cases involve a driver who left the scene or carries the state minimum, which does not go far against a serious injury.
Your own auto policy may cover you anyway. Uninsured and underinsured motorist coverage follows the person, not the car, so it can apply when you are on a bike and the driver at fault cannot pay. Most riders have no idea this is true. We check it in the first meeting, every time. There is more on how that works on our uninsured and underinsured motorist page.
What to do in the first week
Call the police and make sure a report gets written, even if you feel able to ride home. Adrenaline is a liar for about two days.
Get the driver's insurance details and the names of anyone who stopped.
Photograph everything before it changes. The bike, the road, the sight lines from where the driver was sitting, your injuries as they develop over the following week.
Keep the bike, the helmet and the clothes exactly as they are. Do not repair the bike, and do not throw out a cracked helmet. That helmet is evidence of the impact.
See a doctor the same day if you can. A gap between the crash and the first medical visit is the first thing an insurer points at.
Then stop talking. No recorded statement, no signed medical release, nothing posted anywhere.
How we handle the claim
Our process runs four steps and the order protects the case.
A free consultation, where you tell us what happened and we tell you honestly what the claim looks like.
Investigation. We gather the police report, medical records, and witness statements, and we bring in a reconstruction expert when the driver's version does not match the physical damage.
Negotiation with the insurer. If the offer does not reflect what the file is worth, we litigate.
Our fee is contingent. No recovery, no legal fee, and no bill for the consultation.
Why a Kent firm
Jeffrey Floyd has practiced here since November 1984, now alongside his son Evan. Four decades in one community means we know these roads and these intersections, and we have watched the same few of them produce the same collisions for years.
We handle the full range of personal injury work, including car accidents, pedestrian claims and distracted driving cases. Small firm, direct access. You will speak with the attorney handling your file.
Call our Kent office at (206) 575-7562 for a free bicycle accident consultation
Frequently asked questions
I was not wearing a helmet. Do I still have a claim?
Yes. Washington reduces an award by your share of fault rather than barring the claim, so no helmet is an argument about percentage, not about whether you can recover.
How long do I have to file?
Three years from the date of the crash for most personal injury claims in Washington. Claims involving a city or public entity can require notice much sooner, so ask early.
The driver says they never saw me. Does that help them?
No. Failing to see a rider who was lawfully on the road is generally the driver's problem, not yours. It is an admission more often than a defense.
What if the driver fled or has no insurance?
Your own uninsured and underinsured motorist coverage may still pay. It follows you rather than your car, so it can apply while you are riding.
Will this cost me anything up front?
No. Bicycle claims run on contingency here. The consultation is free, and there is no legal fee unless we recover for you.
Our office is at 555 W Smith St #104, Kent, WA 98032. Call (206) 575-7562 or contact us and we will get you in this week.
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